Emergency financial help
The Discretionary Assistance Fund provides 2 types of grant that you do not need to pay back.
Emergency Assistance Payment (EAP)
A grant to help pay for essential costs, such as food, gas, electricity, clothing or emergency travel if you:
- are experiencing extreme financial hardship
- have lost your job
- have applied for benefits and are waiting for your first payment
More information and apply online
Individual Assistance Payment (IAP)
A grant to help you or someone you care for live independently in their home or a property that you or they are moving into.
More information and apply online
Pension Credit
Pension credit could give you around £3,900 a year, on average, to help with your living costs if you’re over State Pension age and on a low income. Plus, you could get the Winter Fuel Payment.
Scammers and loan sharks
- Be careful/wary of scammers
- Beware of loan sharks.
Help and further advice
- CAB Gwynedd Citizens Advice - a charity that gives free, confidential advice to help with legal matters, debts, housing and much more.
CAB Gwynedd phone numbers:- Bangor (01248) 510 922
- Caernarfon (01286) 424 922
- Dolgellau (01341) 707 922
- Pwllheli (01758) 383 922
- Help for Households - Get government cost of living support
Community Hubs
Help and information on food, energy and money is also available through the hub in your local area: